74:38

كُلُّ نَفْسٍ بِمَا كَسَبَتْ رَهِينَةٌ

Transliteration:

Kullu nafsin bima kasabat raheenatun

Word by Word:

Every soul, for what it has earned, (is) pledged,

Translations:

[On the Day of Judgment,] every human being will be held in pledge for whatever [evil] he has wrought

Every soul will be (held) in pledge for its deeds.

Every soul is a pledge for its own deeds;

Every soul is held in pledge for what it earns,

Every soul, for what it has earned, will be retained